On August 14, 2014, New Jersey Bulletin 14-09 explains the state law regarding mandatory coverage for medically necessary expenses incurred for the diagnosis and treatment of infertility, including 4 completed egg retrievals per lifetime. It further provides that the federal DOI advised that the limit of four completed egg retrievals per lifetime is impermissible preexisting condition exclusion under HIPAA. The bulletin advises carriers to file an amendment to policy forms to amend the provision.
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New Jersey Issues Bulletin Regarding Federal Guidance on Compliance with Mandated Infertility Benefit