Insurance Compliance Services... Your Outsourcing Resource

Compliance Consultants

We are fortunate and proud to be able to offer our clients the skills and talents of our compliance consultants whose backgrounds are extremely diverse. It puts us in a unique position to be able to offer expertise on a wide variety of products.

Juliann Schiano

Senior Compliance Analyst

Juliann joined McHugh Consulting in 2018, bringing previous experience in life and health products and filings as well as legal research. Juliann has worked within the insurance industry since 2012. She was a Senior Regulatory and Plan Documents Analyst with Fallon Health, a provider and insurer of health services in Massachusetts prior to coming to McHugh. Previously she was a Product Filing and Regulatory Manager and Assistant Counsel with Boston Mutual Life Insurance Company. Juliann has experience reviewing and drafting forms for state filings, revising plan documents, communicating regulatory changes and researching state and federal law.

Juliann is a graduate of New England Law – Boston and is a licensed attorney in the Commonwealth of Massachusetts. Juliann received her Bachelor of Science in Journalism, Cum Laude with a minor in Political Science from Boston University.

Contact Juliann at , or by phone at (215) 230-7960 Ext. 105.

Karen Lam

Senior Compliance Consultant

Karen is a seasoned professional analyst who originally joined McHugh Consulting Resources in 2014 as Compliance Manager overseeing our Health, Life and Annuity projects as well as our Advertising Review Services. In 2017, Karen transitioned to being a Compliance Consultant for McHugh in order to take advantage of the flexibility of that position. Karen has over 25 years of life and health insurance compliance experience and is a valuable resource in many product lines. She has extensive expertise in project management as well as compliance research and drafting. Karen has also developed advertising review processes and performed advertising compliance for both carriers and producers.

Prior to joining McHugh, Karen held various compliance management positions including AVP and Director of Compliance. In addition to life and health product compliance, Karen has experience with annuity suitability, market conduct examinations and AML/OFAC.

Karen holds a MBA from Lewis University, a BA from Truman State University and a paralegal certification from Roosevelt University.  She has also earned her FLMI and AIRC designations and is a current member of AICP.

Contact Karen at , or by phone at (215) 230-7960 Ext. 205.

Linda Boyce

Compliance Consultant

Linda joined the McHugh team in 2006, and has extensive expertise in compliance review of life insurance and annuity products. In addition Linda has significant experience reviewing the advertising for both life and annuity products and reviewing carrier and producer pieces from start to finish. Linda has assisted in creating an advertising review process and advertising manual. Linda brings to her work excellent analytical skill, insight and attention to detail. She has been in the insurance industry since 1982 and has 21 years of compliance experience and over 30 years in the industry having worked in operations, claims, and compliance.

Linda has worked for companies ranging from MetLife, Mutual of NY (MONY), North American Company for Life and Health Insurance (NACOLAH), and Midland National Life. Linda is a member of the Association of Insurance Compliance Professionals (AICP) and the Life and Health Compliance Association (LHCA).

Contact Linda at , or by phone at (215) 230-7960 Ext. 200.

Noel Valenti Grammer

Compliance Consultant

Noel Valenti Grammer joined McHugh Consulting Resources in 2011. She has over 25 years experience in the insurance and financial services industry, with a wide ranging background in compliance services. In the course of her career with American Health and Life Insurance Company and Triton Insurance Company, she specialized in credit insurance products, but engaged in filing a variety of life, accident and health, property, and casualty products, as well as developing several credit insurance prototype products. Since joining McHugh, Noel has been involved in supplemental medical products, dental, vision and a variety of health indemnity research.

Noel has served in various capacities as a member of the South Central and Mid-Atlantic Chapters of the Association of Insurance Compliance Professionals (AICP), and continues to be an active supporter of the Mid-Atlantic Chapter. She holds a B.A. in History from Loyola College of Baltimore and has obtained her FLMI and AIRC designations.

Contact Noel at , or by phone at (215) 230-7960 Ext. 202.

Sam Hunt

Compliance Consultant

Sam joined McHugh Consulting Resources in May 2017 as a Compliance Consultant. He has extensive knowledge and experience with both individual & group life and health insurance products marketed through agent/broker, worksite, and direct response channels and in particular, the affinity group market. Sam's prior role of Assistant Manager/Manager at Transamerica has given him the experience and skill in successfully managing complex multi-state compliance projects involving (but not limited to) ACA and its impact on company products. His responsibilities involve product and compliance research, product development, form drafting and working with clients to achieve desired results.

Sam has over 25 years in the insurance compliance industry. He took an early retirement from Transamerica and we feel fortunate to have him on our team. Sam holds a MBA from Penn State University and a BA in History from Lycoming College in Williamsport, PA.

Contact Sam at , or by phone at (215) 230-7960 Ext. 204.

Laura Hoogland

Compliance Consultant

Laura joined McHugh Consulting in 2012. She has over 20 years experience in the life and health insurance industry. Since the health care reform movement in 2012, Laura has dug into the task of ACA and has worked “on and off exchange” filings by performing compliance reviews, specific research, and assisting in the drafting of policy forms. She also has extensive experience with supplemental health products that are accepted from the ACA such as fixed indemnity, critical illness and accident only products. Laura contributes to updating our objection database which categorizes every issue we receive from the Department of Insurance on any filing we submit.

Laura formerly worked for Guarantee Reserve Life Insurance Company as a Compliance Supervisor and Universal American Corporation where her responsibilities varied from Senior Contract Analyst for Product Filings to Marketing Coordinator where she directed the functions of the company's direct marketing campaigns. Laura attended school at both Northwestern College and Ashford University in Iowa.

Contact Laura at , or by phone at (215) 230-7960 Ext. 203.

Julie Lee

Compliance Consultant

Julie is an experienced consultant providing regulatory compliance reviews for all types of health care products including ACA filings and has extensive experience in policy drafting and negotiating and formulating strategies to resolve compliance issues to obtain regulatory approvals of filings. Julie spent 28 years with the Minnesota Department of Commerce and prior to opting for early retirement was the Team Lead for the Department's Life and Health Section. During her tenure at the Department Julie performed comprehensive regulatory reviews for all forms of life and health contracts; developed training plans for staff and provided subject matter expertise by explaining statutes, rules, bulletins and policy requirements regarding compliance issues related to rate and form filings.

Julie combines her extensive regulatory background with underwriting, claims and risk management experience with captive insurance programs earlier in her career and has participated in numerous insurance counseling programs that serve the senior population as well as being a presenter at national seminars and conferences around the country. Julie has obtained her ACS, ACP, and AIAA designations and joined the McHugh team in June 2011.

Contact Julie at , or by phone at (215) 230-7960 Ext. 206.

Devin Rhoad

Compliance Consultant

Devin joined McHugh Consulting in October 2018. He was formerly with the Maryland Insurance Administration for 9 years where he was Director, Rates and Forms, Life, Credit and Annuity for 3 years. He started as a Life Insurance Analyst where he analyzed new life, credit or annuity insurance forms submissions for compliance with Maryland laws and regulations. As Director, Devin managed the MD Department's rate and form analysts ensuring filing deadlines were met and standards were applied with high precision. Devin was the sole person responsible for setting and regulating premium rates for credit, life, health and involuntary unemployment insurance in the State of Maryland. Devin was the resident expert for any life, credit or annuity issues that arose at the MD Administration. He was a voting member of the Annuity Disclosure and Annuity Suitability Working Groups with the NAIC Life and Annuity Committee.

Devin has a B.S. Degree in Finance from the University of Maryland and graduated Summa Cum Laude.

Contact Devin at , or by phone at (215) 230-7960 Ext. 201.

Terri Silvius

Compliance Consultant

Terri joined the McHugh team in 2014, and has been in the insurance industry since 1988. Terri has 26 years of compliance experience which includes coordinating corporate compliance for MetLife's branches in the Midwest Region to registration statement filings and SEC/FINRA compliance for Midland National's variable insurance products. Terri was a registered General Securities Principal for Midland National's affiliated broker dealer, Sammons Securities Company. Terri also served as Chief Compliance Officer for 7 years with her focus on separate accounts and  compliance with SEC Rule 38a-1. In addition Terri has extensive experience with both state and federal advertising regulations, having been involved with the designing and creating  of  Corporate Advertising Guidelines. Terri has obtained the following professional and educational designations:  Series 24 & Series 7 license, CRCP,  FLMI, AIRC, ACS, AIAA and an Associate Degree from Kishwaukee Community College.

Contact Terri at , or by phone at (215) 230-7960 Ext. 208.

Rose Taylor

Compliance Consultant

Rose has over 30 years insurance industry experience, the majority of which has been in compliance of life and health products. Rose first joined McHugh Consulting in June 2011 and was responsible for regulatory research, forms drafting and filing of both group and individual life and health products. In addition Rose was the point person for McHugh’s advertising review program until 2014. Rose left for a brief time to work for a major life and annuity marketing organization reviewing their life and annuity advertising and providing compliance support. Returning to McHugh in March 2015, Rose is focused on supplemental health products such as accident only, dental, vision and critical illness as well as ACA products. Rose has an Associate Degree in Administration Support Management and has obtained her FLMI, AIRC, ACS and HCP designations.

Contact Rose at , or by phone at (215) 230-7960 Ext. 209.

P.O. Box 905 Doylestown, PA 18901 phone: 215.230.7960 fax: 215.230.7961