Insurance Compliance Services... Your Outsourcing Resource

Management Team

Ginny McHugh

President & Owner

Ginny is President and Owner of McHugh Consulting having founded the company in 1999. Ginny has over 25 years of expertise in compliance and over 30 in the insurance industry in general. Prior to forming McHugh Consulting, Ginny held multiple officer level and managerial level compliance positions for several national insurers, among them AEGON, Chartis (AIG), and John Alden Life (Assurant). She offers a blend of expertise that serves all lines of business along with decision-making capabilities and insight into the demands facing insurance companies today.

Ginny served as National President for the Association of Insurance Compliance Professionals (AICP) 2009-2010, having also served on the Board as Vice President from 2008 –2009, and past President 2010-2011. She has been a member of AICP for over 10 years and previously served as Regional Director and Treasurer of the Mid-Atlantic Chapter of the AICP. She has been a frequent presenter, as well as exhibitor at eight of the last AICP Annual conferences having shared her expertise on topics such as extraterritoriality, discretionary groups, trusts, association groups, and niche markets.

Ginny also previously served as Executive Chair of the Life and Health Compliance Association (LHCA), on the Executive Board of the Society of Group Contract Analysts (SOGCA), and was on the South Carolina Small Employer Health Insurance Benefits Advisory Committee.

Ginny graduated Summa Cum Laude with a B.S. degree in Criminal Justice from West Chester University and was the Undergraduate Commencement Speaker. She has a paralegal certification from University of Delaware.

Contact Ginny at , or by phone at (215) 230-7960 Ext. 101.

Chris Zilberfarb

Vice President and Chief Financial Officer

Chris is Vice President and Chief Financial Officer. She joined the company in the fall of 2008 and has primary day-to-day responsibility for planning, implementing, managing and controlling all financial-related activities of the company. This includes direct responsibility for accounting, finance, forecasting, and strategic planning. In addition, Chris provides oversight to all HR related functions. Chris's accounting career includes positions at Price Waterhouse and Bell Atlantic/Verizon. Chris has a Bachelor's degree in Management with a concentration in Accounting & Finance from Gettysburg College and an MBA from Villanova University. She is also a licensed CPA in the state of Maryland.

Contact Chris at , or by phone at (215) 230-7960 Ext. 102.

Sarah Lounsbury

State Filing Manager

Sarah has over 11 years of experience in supervising, training, and developing staff. Before joining McHugh Consulting in August 2020, she was the Manager of Product Filing and Operational Compliance with Assurity Life Insurance, where she was responsible for hiring and leading staff as well as maintaining process flows and job procedures. Before that, she was the Supervisor of New Business Processing for Assurity, overseeing the training of new associates and monitoring production and quality of business.

Sarah earned her B.S. in Human Resources and Family Science with a minor in Sociology from the University of Nebraska-Lincoln.

Contact Sarah at , or by phone at (215) 230-7960 Ext. 105.

Karen Lam

Senior Compliance Consultant and Project Manager

Karen is a seasoned professional analyst who originally joined McHugh Consulting Resources in 2014 as Compliance Manager overseeing our Health, Life and Annuity projects as well as our Advertising Review Services. In 2017, Karen transitioned to being a Compliance Consultant for McHugh in order to take advantage of the flexibility of that position. Karen has over 25 years of life and health insurance compliance experience and is a valuable resource in many product lines. She has extensive expertise in project management as well as compliance research and drafting. Karen has also developed advertising review processes and performed advertising compliance for both carriers and producers.

Prior to joining McHugh, Karen held various compliance management positions including AVP and Director of Compliance. In addition to life and health product compliance, Karen has experience with annuity suitability, market conduct examinations and AML/OFAC.

Karen holds a MBA from Lewis University, a BA from Truman State University and a paralegal certification from Roosevelt University.  She has also earned her FLMI and AIRC designations and is a current member of AICP.

Contact Karen at , or by phone at (215) 230-7960 Ext. 205.

P.O. Box 905 Doylestown, PA 18901 phone: 215.230.7960 fax: 215.230.7961